The Money Mechanics Cheat Sheet

What you get

• The one interest rule that decides whether money flows toward you or away from you
• What banks really do with your deposit, shown in a simple 4-step diagram
• The 3 numbers that control your credit score, and the fastest lever to move each one
• A starter checklist: the exact order to pay off debt, build savings, and start investing
• The fee traps that quietly drain most accounts, and how to switch them off

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